The hot gossip surrounding the Ripple executive team’s lunch with SWIFT’s representatives in Miami has got the XRP Army wondering what’s really going on. Steph, a strong XRP community voice, implied that this lunch between Ripple (XRP) & SWIFT would be held at the Four Seasons Hotel in Miami.
What’s Coming Out Of SWIFT & Ripple’s Miami Lunch?
This private executive luncheon is confirmed by an event schedule, but no video evidence had surfaced despite it reportedly being held last weekend. Previously, Ripple’s CEO Brad Garlinghouse openly discussed the odds of capturing 14% of SWIFT’s humongous $155 trillion annualized trading volume.
With SWIFT recently opening a fresh chapter with the addition of a dedicated blockchain-based ledger, the narrative is multi-chain, rather than adopting one favorite. However, Ripple’s XRP Ledger has a proven track record of handling trading volumes between $5 to 10 billion a day, all settling in seconds & costing fractions of a cent.
Another key factor is XRP’s on-demand liquidity (ODL), securing cross-border transactions in a much faster way than traditional banking is capable of. Striving to reduce the 3-4 business day transfer window into one hour, SWIFT could make use of XRP’s multi-billion ODL.
Entrepreneur Expects $100 XRP If SWIFT Makes a Deal
For SWIFT, this XRP Ledger advantage covers all bases, so a direct relationship has plenty of merit. Notably, SWIFT’s been testing other Distributed Ledger Technology (DLT) chains too, including pilots of Hedera Hashgraph (HBAR) & Stellar Lumens (XLM). While no official statement has been made, some seasoned investors are hyped.
Patrick Bet-David, a legendary American entrepreneur, said XRP at $100 a coin is plausible if the Miami lunch evolves into something serious, like a formal partnership announcement. For now, the third largest digital asset continues to trade at $1.35, as the harsh winds of crypto winter continue to rock crypto’s utility-driven boat.
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People Also Ask:
Does this mean SWIFT is integrating XRP? No evidence just yet. Rumors speculate talks on collaboration/liquidity, but nothing official. SWIFT hasn’t adopted XRP; past rumors never led to deals.
What’s the connection to Brad Garlinghouse’s comments? He predicted XRP could handle 14% of SWIFT volume in 5 years (APEX 2025). Rumors link the Miami lunch to that vision, but it’s just speculation for now.
Impact on XRP price? Brief hype & XRP coin’s price pikes in mid-Feb, but faded. XRP remains volatile; broader crypto sentiment dominates over still unverified rumors.
Why do these rumors keep popping up? Ripple-SWIFT rivalry/co-op is a hot topic in payments. Community amplifies anything hinting at adoption; similar whispers (e.g., 2025 pilots) fizzled without proof.
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