Gate Insights and Crypto Market Analysis

The Central Bank of Malaysia (BNM) announced that it will test the practical applications of Ringgit stablecoins and tokenized deposits in 2026, evaluating their impact on monetary and financial stability. The Digital Asset Innovation Hub (DAIH) has launched three initiatives: Standard Chartered Bank and Capital A are exploring inter-company stablecoin settlements, Malayan Banking and CIMB are testing tokenized deposit payments. The tests will cover domestic and cross-border payment scenarios, with some use cases considering Islamic law.

Galaxy Founder and CEO Mike Novogratz said at the CNBC Digital Finance Forum in New York on Tuesday that the era of speculation where investors expect outsized returns may be coming to an end as more risk-averse participants enter the crypto space. Bitcoin has fallen over 21% this year, dropping to $60,062 last week, a near 16-month low.

Michael Saylor reaffirmed Strategy's long-term commitment to Bitcoin, stating the company will not sell its holdings despite market volatility and losses. Strategy plans to continue quarterly Bitcoin purchases and maintains strong liquidity and financial stability.

Goldman Sachs invested over $260 million in XRP and Solana through U.S. spot ETFs, indicating a strategic shift from Bitcoin. The bank reportedly sees greater potential in these utility-focused altcoins, as evidenced by reduced Bitcoin holdings.

Alchemy Pay and HTF Securities have taken a decisive step to deepen their regulated footprint in Hong Kong’s digital-asset market, announcing that HTF’s Type 4 (Advising on Securities) licence has been formally uplifted to cover virtual asset advisory services. Alchemy Pay said the upgrade,

The stark divergence between gold and Bitcoin ETF flows in early 2026 reveals a critical re-rating in institutional asset classification, challenging Bitcoin's "digital gold" thesis at a pivotal moment. While gold ETFs shattered records with \$559 billion in assets on sovereign-debt fears, Bitcoin ETFs faced nearly \$2 billion in outflows, signaling that major allocators treat Bitcoin as a liquidity-sensitive risk asset, not a strategic hedge. This divergence matters because it defines t

The tokenized commodities market has posted a striking resurgence, climbing 53% in under six weeks to exceed $6.1 billion in total value. The surge positions this segment as the fastest-growing corner of real-world asset tokenization, driven by expanding on-chain access to gold and other physical as

Doppler Finance and OpenEden Announce Integration, Allowing XRP and RLUSD Holders to Directly Earn US Treasury Bond-Backed Yields on XRPL. The scheme connects XRPL liquidity with institutional-grade products through OpenEden's tokenized Treasury Bill (TBILL) and yield-stablecoin USDO. XRPL RWA indicator soars, representing an asset value of $1.45 billion.

The deployment of ERC-8004, a standard for AI agent identity and reputation, on the Ethereum mainnet marks a pivotal infrastructure moment that moves the agent economy from a collection of isolated experiments to a potential internet-scale market. This shift matters because it tackles the fundamental trust problem preventing agents from becoming true, accountable economic participants. For the blockchain and AI industries, it signals the beginning of a concrete convergence where Ethereum