XRP Ledger (XRPL) to Boost On-Chain Lending With This New Amendment - U.Today

XRP Ledger (XRPL) has once again released a new amendment to the blockchain network. The upgrade will boost on-chain lending, alongside other updates.

What changes with new XRPL amendment

Crypto market expert Krippenreiter brought the latest amendment update for XRPL to the community’s attention

Krippenreiter announced the release of v3.1.0 of RippleD, the reference server implementation of XRPL. This release includes critical fixes, amendments, improvements and enables follow-up functionality after v3.0.0.

The analyst flagged “fixBatchInnerSigs” introduced into v3.1.0 as one amendment everyone needs to watch.

Once the amendment goes live on XRP Ledger, it will improve existing features. It specifically addresses a signature validation issue discovered in the Batch transaction feature.

This is especially powerful for lending protocols, where a single atomic operation might need to check collateral, transfer funds and update balances.

Without a reliable Batch, lending flows risk partial execution, and institutions hesitate due to security or reliability concerns.

However, fixBatchInnerSigs patches the signature bug, making Batch safe and trustworthy, and directly enabling robust, scalable on-chain lending.

All XRP Node operators on older versions below 3.0 are urged to upgrade to version 3.1.0. Failure to do so means they will be unable to communicate with the network.

XRPL on improvement journey

The new XRPL amendment comes on the heels of several others as the network aims for network improvement.

In December, the XRPL protocol announced five new amendments. They are “fixPriceOracleOrder,” “fixTokenEscrowV1,” “fixAMMClawbackRounding,” “fixIncludeKeyletFields” and “fixMPTDeliveredAmount.”

“fixPriceOracleOrder” ensures asset pairs follow a canonical order at all times, so investors can predictably look up asset prices.

“fixTokenEscrowV1” fixes an accounting error in MPT escrows, while the “fixAMMClawbackRounding” amendment fixes accounting errors.

Finally, “fixIncludeKeyletFields” adds fields to ledger entries, and “fixMPTDeliveredAmount” adds missing “DeliveredAmount” and “delivered_amount” metadata fields from direct MPT Payment transactions.

Earlier this month, XRP Ledger dUNL validator Vet revealed that a big chunk of these amendments are getting closer to the activation timer. Vet noted that XRP Ledger developers are working hard to keep all features at their best.

For now, the XRP price has showed momentum, alongside the amendment’s announcement. In the past 24 hours, XRP increased slightly by 1.4% to $1.9, with a market cap of $116.6 billion.