Deep Tide TechFlow News, January 3rd, Hong Kong media Ta Kung Pao published an article titled "Interest-Paying Digital Renminbi Empowers Hong Kong Financial Innovation," which pointed out that the digital renminbi wallet balance will start accruing interest from January 1, 2026, entering the "Digital Deposit Currency 2.0" era. Digital Renminbi 2.0 reconstructs the monetary credit relationship through institutional innovation, somewhat similar to tokenized deposits promoted by commercial banks (such as JPM Coin by JPMorgan Chase), but creates a new hybrid form: combining the efficiency of tokenized deposits with the core of sovereign currency credit. The interest payments enhance the credibility of digital renminbi as a tokenized asset issuance and settlement currency in Hong Kong. After paying interest, digital renminbi possesses attributes competitive with offshore Hong Kong dollar deposits.
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Deep Tide TechFlow News, January 3rd, Hong Kong media Ta Kung Pao published an article titled "Interest-Paying Digital Renminbi Empowers Hong Kong Financial Innovation," which pointed out that the digital renminbi wallet balance will start accruing interest from January 1, 2026, entering the "Digital Deposit Currency 2.0" era. Digital Renminbi 2.0 reconstructs the monetary credit relationship through institutional innovation, somewhat similar to tokenized deposits promoted by commercial banks (such as JPM Coin by JPMorgan Chase), but creates a new hybrid form: combining the efficiency of tokenized deposits with the core of sovereign currency credit. The interest payments enhance the credibility of digital renminbi as a tokenized asset issuance and settlement currency in Hong Kong. After paying interest, digital renminbi possesses attributes competitive with offshore Hong Kong dollar deposits.