Year of the Horse㊗️ Wishing everyone to get rich soon💰 Financial freedom

So, how much money do you need to earn to relax?
2025 Domestic Major Cities Wealth Freedom Reference Standards:
Shanghai: 40 million
Beijing: 40 million
Shenzhen: 38 million
Guangzhou: 29 million
Hangzhou: 26 million
Tianjin: 23 million
Zhengzhou: 18 million
Chengdu: 16 million
Changsha: 14 million
Xi'an: 13 million
Hefei: 12 million
Luoyang: 11 million
These data standards are mainly based on a three-dimensional model of: property value + financial investments + living reserve funds
🍬Property Hard Expenses:
Based on a standard of a renovated primary residence (about 100 square meters) in the core area of each city, calculating property value
For example, single-property values in Shanghai, Beijing, and Shenzhen are over ten million, while in second-tier cities like Xi'an and Changsha, property values are about 3-5 million
🍬Passive Income Coverage:
Set household annual expenses at 200,000-500,000 (depending on city prices), and calculate the required financial assets based on a conservative annual return of 3.5%
For example, if annual expenses are 300,000, about 8.5 million principal is needed to achieve relaxation
🍬Risk Resistance Reserve:
Extra reserve of 3-5 years of household living expenses and emergency medical/education costs (about 1.5-3 million), ensuring quality of life in extreme situations
This money is not only for buying future houses and cars outright but also for saving enough to cover lifelong expenses as a wage substitute
☝🏻So, my friends, how much more do you need to achieve relaxation?
㊗️ Wishing everyone to achieve wealth freedom this year, let's work together💪