Which crypto should you buy? A guide for your investment profile

The question of which crypto to buy is one of the first concerns beginners have when starting their crypto journey. The answer heavily depends on your personal goals, risk tolerance, and investment horizon. In this guide, we will walk you through the different options and criteria that can help you make an informed choice.

The Coins You Can Consider

Before diving into evaluation criteria, it’s helpful to know which categories of coins exist. Each category offers different characteristics and risk profiles.

Bitcoin (BTC) and Ethereum (ETH): the classics

Bitcoin and Ethereum form the foundation of the cryptocurrency world. Bitcoin, currently traded at $68.91K, is the first cryptocurrency and remains the largest by market value ($1.377 trillion). Ethereum, with a current price of $2.01K and a market cap of $242.59 billion, introduced smart contracts and continues to be a core holding for many. These two are ideal for those looking to hedge on blockchain technology without engaging in experimental projects.

Stablecoins: when you want stability

Stablecoins like USDC ($1.00 per coin) are pegged to traditional currencies and serve as buffers against volatility. They are useful for those who want to park funds without directly stepping into volatile assets, or for traders who want to quickly switch positions.

Altcoins: exploring new technologies

Coins such as Solana (SOL) at $82.85 with a market cap of $47.02 billion and Cardano (ADA) at $0.26 ($9.60 billion market cap) represent newer blockchain technologies. They offer potential but also carry more risk than market leaders. This category appeals to investors interested in specific technological innovations.

Meme coins: understanding market dynamics

Coins like PEPE ($0.00) emerged from internet culture and can see spectacular surges. A notable example is TRUMP ($3.24), launched in January 2025, which quickly gained massive attention. These coins illustrate how sentiment-driven markets can work but come with very high risk.

Five Criteria for Choosing Which Crypto to Buy

Now that you know the basic types, here are five points to consider:

1. Conduct fundamental analysis of the project

Dive deep into what the project aims to achieve. What problem does it solve? Who is behind it? How realistic are the future plans? This distinguishes projects with potential from hype-driven coins.

2. Follow price dynamics and market history

Study how the coin has behaved in the past. Examine trading volume, volatility patterns, and how it reacts to market movements. This provides insight into the risk profile.

3. Assess community strength

An active and dedicated community is often a positive sign. Check forums, social media, and developer activity. Coins with strong community support tend to be more resilient and have growth potential.

4. Verify liquidity

Ensure the coin is available on major platforms with high trading volume. Low liquidity can mean difficulty entering or exiting positions, especially with large amounts.

5. Check technical stability

Find out if the project has a reliable technical foundation. Is the network stable? Are there regular updates? Have security audits been performed? This helps identify potential risks.

How to Determine Which Crypto Truly Fits You

Your choice depends on three personal factors:

Risk Tolerance: Can you psychologically handle large fluctuations in value? Then Ethereum and Bitcoin are more suitable than altcoins or meme coins.

Investment Horizon: Are you saving for the long term or actively trading? Long-term investors can tolerate more volatility, while active traders need more liquidity and price information.

Goal: Do you want to store value (Bitcoin), generate returns (via staking on Ethereum), explore new technology (Solana/Cardano), or speculate (meme coins)? Each category serves different purposes.

Combine these factors with the five evaluation criteria above, and you have a solid basis to determine which crypto you can buy.

Important: The Disclaimer

This content is purely for informational purposes. It is not intended as investment advice, recommendation, offer, or solicitation to trade cryptocurrencies. Holding digital assets involves substantial risk, and values can fluctuate significantly.

Always consult your own legal, tax, or financial advisor before investing substantial amounts in cryptocurrency. This applies to all coins, whether major market leaders or experimental projects.