Stop sympathy-posting about millennials and Gen Z struggling financially. Real talk? The ones who should get our attention are those hitting their 50s right now. Think about it—those in their middle years are catching the worst of both worlds. They missed the early wealth-building window that older generations had, but they're also too late to ride the crypto bull runs and emerging tech gains that younger folks are chasing today. Meanwhile, their retirement's staring them down. That's the actual financial crunch we should be talking about.