Why Sei is positioning itself as the settlement layer for modern finance isn't hard to understand once you look at the metrics.

First, the user retention story stands out—returning users consistently outpace new user acquisition, which signals genuine product-market fit rather than empty hype. That's rare.

Second, it's actually handling real workload. Games, perpetual futures, lending protocols all operating simultaneously under stress, millions of transactions flowing through without the system degrading. Sub-second block times aren't just marketing speak here; they're delivering on it.

Then there's the capital dynamics. Money stays parked on the network even during market downturns. When a bear phase hits and traders usually scatter across chains, capital stickiness like this proves the ecosystem is built on something more than speculation.

Add in technical infrastructure improvements on the horizon, and you've got a settlement layer that's actually proving out its claims.