The Clarity Act could reshape everything if it clears on January 15th—and retail traders better pay attention. Here's what's in play: CFTC takes the wheel on digital commodities while SEC gets a narrower, cleaner mandate around actual securities. The framework spells out exactly when and how tokens transition between categories. What does this mean in practice? Institutional money moves in when rules get defined. The big players are already positioning themselves, watching every move. For the average investor, clarity cuts both ways—you get certainty on the regulatory front, but you're also competing in a market where the sophisticated players have a structural advantage.