The most common pitfalls for beginners entering the crypto space are nothing more than these: catching the top and buying in at high prices, failing to bottom out, holding idle cash but not daring to invest. Actually, the root of the problem isn’t the market itself, but not understanding your own risk tolerance. Recently, I conducted a small experiment using a tiny amount like 38 yuan to test a stable income strategy. After half a month, I have some insights I want to share.

First, the results: with an expected annualized return of 20%, 38 yuan principal can generate about 0.02 yuan daily, accumulating close to 0.6 yuan in a month. It seems like a small amount, but this isn’t about chasing huge profits; it’s about turning the entry phase into a controllable learning process. Many beginners simply lack such a low-risk trial environment and impatiently put all their savings in, only to be scared off by a single fluctuation and doubt everything.

The core logic is actually "controlling the cost of trial and error." Since you’re a beginner, you should limit your initial investment to an amount you can afford to lose, such as about 5% of your monthly savings. The benefit of this approach is that even in extreme market conditions, it won’t affect your daily life, allowing you to observe the market more calmly and accumulate experience.

As for choosing a yield strategy, I used a stable appreciation product from a reputable compliant crypto asset platform. An annualized 20% is considered mid-to-high level in the current market, and the key is that this return doesn’t come with overly aggressive risks. Many people get excited when they hear about high returns, but the truth is that high returns and high risks always go hand in hand. What beginners should do most is embed the habit of "stability" into their mindset, rather than betting big right from the start.

The interest calculation method is straightforward: daily interest is calculated on a compound basis, letting time work for you. Although the daily yield seems tiny, the power of long-term compounding will gradually become apparent. During this process, you can gradually understand the operational logic of the crypto market and develop the habit of regularly checking your account and adjusting strategies. For beginners, this step-by-step approach often helps build confidence and master the rhythm more easily than large lump-sum investments all at once.