Many people see only a few hundred U in their accounts and think about turning things around with one big move. I have to be honest—this kind of mindset rarely leads far. I've seen many friends like this, and in the end, they either get wiped out or get trapped, without exception.

Previously, I mentored a beginner who started with 800U. In just two months, he grew his account to 18,000U, and now it’s close to 30,000U. Throughout the process, he never got liquidated. Many ask if this guy was especially lucky, but that’s not the case. The method he used is based on three core principles I developed when I had a capital of 5,000U. Today, I’ll break down and share these experiences.

**How to allocate funds directly determines life or death**

Divide 800U into three accounts: the first part, 300U, is for day trading, focusing on small fluctuations of BTC and ETH. Take profits as soon as you gain 3 to 5 points—greedy really gets no good results; the second part, 300U, is for swing trading, waiting for major market moves—like policy news on spot ETFs or Federal Reserve rate hike expectations. During these times, hold positions for 3 to 5 days, aiming for stability rather than huge profits; the last 200U is your safety net, a last-resort fund that you never touch regardless of how crazy the market gets. This money is meant to give you a chance to bounce back if you hit rock bottom.

What do most people with small capital do? They go all-in with just a few hundred U, gambling wildly. When prices go up, they get cocky; when they fall, they break out in cold sweat. Essentially, this approach is gambling. The real game rule is: surviving is the most important thing. As long as your principal is still in your hands, you always have a chance.

**Wait for the right opportunity before acting; be honest and rest during idle times**

Ninety percent of this market is boring. Most people always want to find something to do. Frequent trading only gifts transaction fees to the exchange and doesn’t really make money. When there’s no clear trend, the smartest move is to lie low—watch shows, scroll short videos—much better than reckless trading.

When a real trend appears—say, BTC stabilizes above a key support level, or ETH breaks previous highs—then enter the market with a rhythm. Once your account gains about 15% of your principal, withdraw half of the profits and lock in real gains. The numbers in your account are virtual; only what you withdraw is truly yours. Those who make big money always do this: stay still most of the time, wait for the right moment, then bite hard and retreat—never greedy.

**Discipline is your moat**

This last point might be the hardest to follow but is also the most crucial. Three iron rules must be etched in your mind:

Stop-loss must be fixed at 1.5%. Cut losses immediately when reached—don’t hold onto any hope. Even the best coins can fall; stop-loss isn’t about admitting defeat but about surviving to seize the next opportunity.

When profits exceed 3%, immediately cut half of your position. Let the remaining run freely. This way, you lock in gains, and the rest is free money.

Never add to a losing position. Doubling down only deepens the trap, making panic worse, and eventually wrecking your account. This rule is a hard lesson learned through blood.

You don’t need to guess the market direction correctly every time, but you must execute the right trades every time. The essence of making money is to let rules guide your actions—don’t let emotions or greed ruin every penny you’ve carefully accumulated.

Ultimately, having a small capital isn’t the real problem; what’s dangerous is the gambler’s mindset of “getting back to even in one shot.” Turning 800U into 30,000U never depends on luck but on three simple principles: don’t be greedy, don’t panic, and follow the rules—things that are simple but few can truly stick to. If your capital isn’t much right now, start by practicing these three rules.