2025-12-29 10:23:46

Banks may soon be permitted to offer interest on digital yuan deposits, marking a strategic shift to accelerate adoption of the central bank's digital currency. This move would allow financial institutions to make the digital yuan more attractive to consumers and businesses compared to traditional savings products. By introducing competitive interest rates, the policy aims to drive higher engagement and integration of digital yuan into everyday transactions and financial portfolios across the broader economy.

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

11 Likes

Reward
11
5
Repost
Share

Comment

0/400

SchrodingerGas

· 12h ago

Central bank digital currency interest rate hike? This is creating a fully traceable financial cage, and the game balance is suddenly broken. --- Sounds good, but what about on-chain evidence? Don’t boast until you see real traffic data. --- Another interest rate bait, attracting retail investors to come in and slowly harvest. This trick has been played in traditional finance for decades. --- Interesting, the central bank directly enters the market as a market maker. How can market efficiency be discussed now? --- Wait, isn’t this just a disguised negative interest rate? Giving you an artificially high number, then inflation swallows it up. --- In essence, it’s using the reduction of interaction costs to gain deeper financial control. Under rational expectations, people really have nowhere to escape.

View OriginalReply0

bridge_anxiety