2025-12-29 08:30:27

I recently came across an interesting piece of news—Standard Chartered Bank, in partnership with Ant International, has launched a tokenized deposit service based on blockchain technology, supporting HKD, offshore RMB, and USD to enable 24/7 seamless cross-border transfer and settlement.

What does this mean? Traditional financial players are really starting to take action. It’s no longer just discussions about how awesome blockchain is in forums, but actually moving real business onto the chain. Although they are using private blockchain architecture, don’t underestimate this step—it will significantly accelerate the adoption of "Blockchain + Finance" concepts within traditional institutions and encourage more institutional capital to take this track seriously.

From the perspective of the crypto market, short-term fluctuations are unlikely, but in the long run, this will strengthen the market interest in payment-related projects, RWA (Real-World Asset Tokenization), and related concepts. Remember when BlackRock launched the spot Bitcoin ETF? It was also a gradual process, leveraging institutional strength to open the minds of traditional investors.

For participants, here are a few thoughts worth considering:

Bitcoin and Ethereum remain the foundation of this industry; holding them long-term is always a safe bet. If you want to explore incremental opportunities, focus on projects in cross-border payments and RWA sectors, but be cautious about chasing hype—fundamentals are key. View this news as a long-term positive for the industry; there’s no need to rush all-in—wait for the right moment.

When traditional banking systems truly start using blockchain as a daily tool, this industry will have truly entered the mainstream. We are still in the incubation stage. Don’t miss the next wave of opportunities, but also don’t be swayed by short-term noise.

RWA-1,45%

BTC-2,02%

ETH-1,21%

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SchrodingerProfit

· 5h ago

Private chains are here to liven up the scene, banks finally stop pretending. --- RWA has long been ready to explode; it's just a matter of time before it happens now. --- The moves by Standard Chartered and Ant Financial are basically just testing the waters; the real big show is still to come. --- I'm optimistic about cross-border payments; institutional funds coming in make a whole different level. --- Holding BTC and ETH long-term is fine; everything else depends on fundamentals. --- Another story of "long-term benefits, short-term useless," I'm tired of hearing this rhetoric. --- Private chain architecture has some shortcomings, but it definitely helps push awareness, I have to admit. --- How many times have I said "all-in" is not advisable? Some people just don't listen. --- Remember when BTC ETF first came out, and copycats almost drowned you? This time should be similar. --- The RWA track is waiting here; whoever dips in first will be the last to laugh.

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BoredStaker

· 23h ago

Here comes the private chain hype again. I thought it was a real revolution. Standard Chartered's move is basically testing the waters; the real big players haven't entered yet. The RWA concept has been hyped for so long; it should have been implemented by now. Stop waiting for the wind. Institutional entry is indeed a positive signal, but don't pin all your hopes on traditional finance. Just focus on mastering your own game. There aren't many fluctuations in the short term, but no one can predict what will happen next. Staying steady with Bitcoin and Ethereum is still the best strategy.

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MevHunter

· 23h ago

Standard Chartered's recent move shows that traditional finance is really panicking, but their approach to private chains is a bit conservative, still afraid of decentralization.

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alpha_leaker

· 23h ago

Standard Chartered's move is indeed interesting. Traditional finance is finally not just talking the talk but starting to put real money on the chain. This is the most convincing form of voting. Wait, private chain? Then forget I said anything. The real breakthrough will have to wait for the day of public chains. RWA is definitely worth keeping an eye on, but those chasing the high now should be cautious. Fundamentals are the hardcore, don't be fooled by marketing stories. It's basically the same logic as BlackRock's approach—institutions entering the market open a window, and we can follow along slowly. No need to rush. In the long run, there won't be much turbulence, but looking back five years from now at today's press releases, it might be that turning point. Who knows.

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StopLossMaster

· 23h ago

It's another private chain. Why can't we make it work? Standard Chartered's move is basically the same old centralized approach, just dressed up with a blockchain disguise. Wait, are institutions really starting to get involved? Then should we retail investors hurry up and get on board? RWA definitely has potential, but chasing high now is purely gambling. Hold coins for the long term, don't mess around in the short term—that's the art of survival.

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