#加密资产监管 Recently, news about China Construction Bank strictly investigating transfer remarks containing "Dogecoin" has been trending, and many friends are asking me what to do. Honestly, this serves as a wake-up call to all meme traders involved in on-chain interactions—the bank's risk control measures are upgrading, and the cost of having your account locked is much higher than you might imagine.

My advice is as follows:

**Step 1: Check your transfer records.** If you have previously used transfer remarks related to virtual assets, avoid using those accounts anymore. Use digital banks or third-party payment platforms for deposits and withdrawals whenever possible to bypass restrictions.

**Step 2: Be more cautious with airdrop interactions.** The risks of on-chain activities are now greater—not just the risk of project scams, but also financial regulatory risks. It is recommended to prioritize participating in well-known, legitimate projects with strong backgrounds, and avoid gray projects that operate under the guise of airdrops.

**Step 3: Use multiple accounts for diversification.** This is the most practical approach—completely separate your main living accounts from meme trading accounts, operating them independently. Use your main accounts normally, and keep the profits from meme trading in cold wallets without rushing to withdraw.

Ultimately, meme trading can still be done, but the costs and risks are being re-priced. What we need to do is find the optimal solution within the new regulatory framework, rather than avoiding it. Once you understand the rules thoroughly, you can earn every penny you deserve.