Let's talk about how a consumption-driven economic system shapes residents' financial behaviors through various institutional details.

The core logic is actually quite straightforward: the underlying design of the entire system revolves around the goal of "stimulating consumption." This is not a matter of social atmosphere but a carefully crafted institutional design. In this system positioning, everyone's economic role is essentially a "consumption unit"—if you don't spend money, don't consume, the logical chain of the system breaks.

Once you understand this core, the seemingly arbitrary institutional designs become clear:

Why is bill design so complicated? Vague billing methods turn consumption into a blind box—you might spend more without realizing it, and passive consumption becomes the norm.

Why do some regions adopt a shared electricity fee rather than independent accounting? It's to break the possibility of frugality and make high consumption a habit.

Why is society so obsessed with "face"? Because face means upgrading consumption; there are no other options.

Why are installment payments so developed in financial institutions? They stimulate current consumption by overdrawing future income, draining your spending power in advance.

Why are some cities banning sleeping in cars? Forcing you into the real estate consumption market; low-cost living is simply not an option.

Why are there restrictions on growing vegetables in your own yard and self-sufficiency? Because producing your own food means you don't need to buy, breaking the consumption chain—this is not allowed by the system.

The brilliance of this system lies in the fact that it doesn't forcibly compel you to consume; instead, it makes "consumption" the only rational choice through various institutional designs—if you don't consume, you become an outlier.