Whenever the market experiences volatility, the Federal Reserve quickly initiates liquidity injection programs. On the surface, this stabilizes the financial system, but the underlying logic is worth deep reflection.

A large influx of low-cost capital ultimately flows to where? Stock markets soar, real estate appreciates, and risk assets like BTC and SUI also surge. Who benefits the most? Those who already hold assets. Their wealth experiences exponential growth on paper.

Meanwhile, the plight of ordinary wage earners worsens. Purchasing power shrinks, housing prices and living costs continue to rise, while wage growth lags far behind. More painfully, this systemic liquidity injection ultimately transfers to consumers in the form of inflation—you and I are footing the bill for this macroeconomic adjustment.

This cannot be simply categorized as pure financial stability measures. More accurately, it is a systemic capital allocation mechanism—prioritizing participants within the financial system while external groups bear the costs. History has shown us that such a model cannot continue indefinitely.

When cheap capital accumulates to a certain point and leverage is pushed high enough, the market will always find a way to adjust. When that moment arrives, the distribution of risk will never be as concentrated among the wealthy as the returns are.

How long do you think this mechanism can last? Or, how should ordinary investors find their place in such an environment?