Poor people actually don't know how to protect themselves because the education they receive is all about sacrifice, getting exploited, and submission. As for the wealthy, their true wealthiest individuals know how to protect themselves; otherwise, if a truly rich person earns tens of millions, they would be robbed by various schemes in society, different types of people, contract salespeople, and scammers, who would steal all their money. Some experienced wealthy individuals have actually been scammed and learned from it.