In the past two years, I've become increasingly clear about one thing:

In the next five to ten years, the truly valuable assets won't be under your name, but on your body.

Houses, stocks, titles—they seem like assets,
but they all have one thing in common—
they can be wiped out at any moment.

And some things, once you develop them,
even if the world changes, they stay with you.

I've broken down what I've observed over these years into several "sequence-dependent" levels.

1. The first to create a gap is always physical health.

I've seen too many people in their thirties start to "drop off."
It's not a lack of ability, but a lack of energy.
By afternoon, no more mental clarity; under pressure, they collapse. Projects aren't dead yet, but they themselves are falling apart.

You'll notice a very realistic phenomenon:
People who can maintain high energy for over ten years are at least twice as efficient at making money as others.
Because they learn quickly, react swiftly, recover fast.

Medical costs will only get more expensive in the future, and the gap in health span will be magnified infinitely.
Health is always 1; everything else is just the zeros.

2. The second increasingly valuable skill is AI-irreplacable abilities.

Not copywriting or spreadsheet work,
but those "must be human" skills.

For example:
Coordination and negotiation within complex relationships,
trust-building in high-value transactions,
deep cross-cultural and cross-class communication,
and judgment and contingency planning in chaotic scenarios.

I know someone in B2B sales,
with an average product and background,
but he can negotiate among three利益 parties.
AI can't replicate this "sense of the scene,"
so he's actually more valuable after technological upgrades.

The stronger AI becomes, the more human touch is worth.

3. Next is cognition and judgment.

After information explosion, what is truly scarce isn't information,
but what you believe, what you don't believe, and how you make decisions.

I've seen many people surf news and trends daily,
but their judgment actually declines,
because they lack their own framework.

Those who can consistently outperform others
must have a stable "world model":
When to be aggressive, when to retreat;
what is noise, what is signal.

This is a kind of "meta-skill,"
once formed, it's hard to be robbed.

4. Then comes trusted relationships, not just networks.

What is truly useful isn't how many people you know,
but whether there are key nodes willing to take risks for you.

I've seen the most valuable introductions,
not based on mutual trust,
but on a sentence:
"Find him for this, I’ll back you up."

In the future, resources will only become more concentrated,
trust will be more valuable than information.

5. A point many overlook: sovereignty over your time and energy is itself an asset.

You'll find many people:
Rich, but with no time;
Having time, but no energy.

The real difference-maker is those
who can dedicate their most alert hours of the day to their long-term projects.

They are not chased by schedules,
but proactively structure their time.
Such people will see explosive growth later.

6. Further up is personal branding and influence.

Not becoming an internet celebrity,
but being recognized as "that person" in a sufficiently niche field.

In an era of content overload and AI mass production,
authentic, stable, and long-term record-keeping individuals will become increasingly scarce.

I've seen many niche accounts,
with few followers but high conversion,
because trust has already been established in advance.

7. The last, which many people don't realize now but will become extremely important: your own data and attention assets.

Content, followers, case studies, decision records—
these are your personal "raw data."

In the future, whoever can utilize this data
to feed a truly understanding AI assistant,
will have a direct efficiency advantage.

If I had to prioritize, it’s actually very simple:

First, ensure you don't drop off: physical health + mental resilience + core skills;
Then, maintain stability: cognitive framework + sovereignty over time and energy + trusted relationships;
Finally, generate compound interest: personal brand + influence + personal data.

The common point of all these is:
The earlier you invest, the more astonishing the compound effect.

Because they reinforce each other:
Good state → Fast learning → Higher earnings → Strong relationships → Greater influence → More freedom → Better state.

This is a positive cycle.

Truly smart people,
have long stopped betting their future on "some external asset,"
and instead keep investing in themselves, the person.