These five flaws can cause a person to become poor, and once poor, it can last a lifetime:

First: Pursuit of quick success and instant benefits (a wrong worldview). These people believe that "pressing a button will produce results." They are always asking which books can change their lives, but life is not determined by a few books or a few people. Instead, it is shaped by long-term experimentation, exploration, setbacks, and gradually forming a comprehensive cognitive system. There is no button in the world that makes you rich quickly. If there were, it would surely involve long-term hardship and pain—a process of giving your all while seeing no hope and still persevering. Pursuing quick success is essentially an escape from this long-term suffering.

Second: Linear planning (treating an uncertain world as certain). Many people like to plan their lives in great detail but neglect the most important directional choices, like discarding the "6" in 6.99 and only recalculating after the decimal point. But the real world is full of uncertainties, and many critical opportunities cannot be planned in advance. Planning can only be based on certainty, but major life changes often come from unpredictable new things. Therefore, life does not require meticulous linear planning; having a direction is enough.

Third: Self-centered perspective (only looking at oneself, ignoring the system). These people always see problems from a "me" perspective, caring about what they have done but not studying how the rules are designed. In reality, no one cares whether you work hard; the system only cares about the value you can create. Whether you can make money depends on whether you understand and follow the system's rules, not on your personal feelings and efforts.

Fourth: Pursuit of freebies (underestimating value and exchange). Truly valuable knowledge and skills are always expensive and cannot be easily obtained through cheap or free means. The world follows the principle of equal exchange: the scarcer something is, the higher the cost to acquire it. Things that seem free often hide higher hidden costs and are actually the most expensive.

Fifth: Not understanding how to give up (inability to make trade-offs). Many people want everything and are unwilling to give up anything, resulting in an inability to make choices. In reality, there is no perfect solution; all choices involve trade-offs. The key to life is not to get everything but to actively give up less important options for the most important goals.

In summary, these five flaws correspond to five cognitive errors: wrong worldview, wrong planning approach, wrong perspective, wrong value judgment, and wrong trade-off ability. Persisting in any of these over the long term will lead a person toward poverty.