Sharing a relatively conservative crypto asset allocation strategy by the end of 2025.

**The core logic is actually simple**: during panic periods, buy in batches at lower prices, maintain a light position and stay away from leverage, focus on holding core assets while reserving small positions to seize rebound opportunities. This framework is suitable for investors who want to reduce risk but do not want to completely miss out on the market.

**Position allocation is done as follows**: 70% of the basic allocation is placed in BTC and ETH. Build positions in BTC at intervals between 85,000 and 90,000 USD, with a key support level at 70,000 USD, which is a long-term bottom zone; ETH is positioned between 2,800 and 3,200 USD. From the perspective of interest rate cuts and continuous institutional entry, there is potential for ETH to surge in 2026. The remaining 20% is allocated to potential coins—SOL, as its value will be re-priced after overselling due to staking mechanisms, and ZEC, which is strengthening against the trend in the privacy sector. This portion is used to capture rebounds. Finally, keep 10% in cash as ammunition, to be deployed when the Spring Festival funds flow back or when the Federal Reserve signals rate cuts.

**Discipline in execution is crucial**: total position should not exceed 50%, which effectively controls systemic risk; set a maximum loss limit of 2% of the principal per trade to make the account more resilient; firmly avoid high-leverage products, as this is the most direct way to protect principal. In the short term, perform swing trading by selling high and buying low within the 80,000 to 90,000 USD and 2,800 to 3,500 USD ranges. For the long term, hold with confidence because institutional funds continue to enter, with a mid-term target for BTC at 143,000 USD.

**A few warning points**: avoid small coins and meme coins that lack fundamental support, as their risks are unquantifiable; be cautious of aggressive chasing of gains before policy implementation, as it can easily backfire; do not underestimate overnight holding risks, especially in volatile markets.

Stability is more valuable than stimulation.