Members of the US Congress have recently been pushing an interesting proposal: exempting small crypto payments under $200 from taxes.

Honestly, if this passes, it could be the final step for Web3 payments to go mainstream.

What is the core of the proposal? Simply put, it sets a "De Minimis Threshold" of $200. In other words, transactions below this amount wouldn't require separate tax reporting, making everyday crypto use as smooth as swiping a credit card.

This not only reduces compliance costs for users but also provides real incentives for merchants and payment service providers to participate. Turning the ecosystem from "usable" to "user-friendly" is the key to widespread adoption.