#比特币投资配置 I just saw that Brazil's largest private bank is advising investors to allocate 1-3% of their portfolio to Bitcoin, which is quite shocking😲 I used to think Bitcoin was very high risk, and I didn't expect that even traditional big banks are starting to see it as a hedge tool for investment portfolios.

After reading their analysis, I understand that Bitcoin has low correlation with stocks and bonds, so a small allocation can help balance risk. Especially for Brazilian investors, where local currency volatility is high, BTC seems to indeed provide a stabilizing effect. However, the executive at Vanguard still compared Bitcoin to a "digital collectible toy," feeling it lacks the fundamentals for long-term investment, which left me a bit confused😅

So the question is—does a 1-3% allocation apply to beginners as well? Or is this advice only suitable for those who already have a mature investment portfolio? It seems that institutions have quite divided opinions on Bitcoin—some see it as a good allocation, others warn of risks. I just want to start cautiously now, unsure whether I should save enough principal first before allocating according to this ratio, or learn as I go and try small amounts. Can any experienced folks give some advice?