#比特币价格预测 CZ's suggestion is interesting, but it needs to be viewed rationally. $5.2 million annual pension vs. an initial investment of 1 million in BTC/BNB, on the surface, is a comparison of long-term returns, but in reality, it reflects two completely different risk-bearing capacities.

The essence of a pension is a deterministic cash flow, suitable for risk-averse individuals; whereas high returns in crypto assets are inevitably accompanied by high volatility. If Brenda truly goes all-in on BTC, can she withstand a 50% or even 70% drawdown psychologically? That is the key.

From a copy-trading perspective, such "celebrity recommendations" often serve as a market sentiment indicator—when influencers start recommending crypto allocations to the general public, it suggests that the institutional deployment phase may be entering the mid to late stages. This is not to say CZ is wrong, but retail investors need to be cautious of the "cost of advice," which is often much lower than the "cost of execution."

The true trading strategy should be: not blindly follow a single viewpoint, but allocate assets in layers based on your risk preference and capital scale. If you have idle funds, you can allocate 10-20% of your position to bet on BTC's long-term logic, while keeping the rest in liquidity or low-risk assets. This way, you can participate in the upward cycle and calmly respond to black swan events.

Pensions are not necessarily a bad option; it all depends on individual circumstances. Greedy returns often come from tolerating volatility that most people find unacceptable.