Recently, I noticed that the encrypted card launched by Ether.fi is quite interesting, and I will briefly talk about what it is.

To put it bluntly, this is a consumer card that can directly swipe cryptocurrency. You put digital assets in it, buy coffee, book airline tickets, and get interest and cashback - a bit like combining a wallet and a bank card.

Strictly speaking, it is not a credit card, because you have to recharge it before you can spend it, and you cannot overdraw. So the correct name should be "charge card", which is the type that spends as much as you want.

The cards are divided into four tiers: Core, Luxe, Pinnacle, and VIP. The difference is mainly in the consumption cashback and the material of the card surface - Luxe and above are made of metal, which does have a sense of weight in the hand, suitable for people who like texture.

In terms of feedback, 3% cashback will be given to all levels in 2025, which is not bad among crypto cards on the market. The main reason for such a high reward is that Ether.fi itself is doing okay in the DeFi field.

Let's talk about Ether.fi protocol a little: it does Liquid Restaking, allowing users to participate in staking and earn income after depositing assets, and can also get liquidity certificates (eETH) to continue to use elsewhere. This design allows for higher capital utilization, and the protocol itself makes money, so there is room to send cashback to users.

In short, if you usually use cryptocurrency and want to earn some rewards by the way, this card can be paid attention to.