Wall Street and the White House are joining forces for a major initiative—opening stock accounts for babies.

It sounds like science fiction, but it’s already on the agenda. On July 4 next year, a savings program called the "Trump Account" is set to officially launch. The rules are straightforward: every American child born between 2025 and 2028 will automatically receive a $1,000 seed fund, which will go directly into stock index funds like the S&P 500 or Nasdaq 100. Parents can contribute an additional $5,000 per year, and companies can add $2,500 per employee’s child annually. Plus, this corporate subsidy doesn’t count as employee income and is tax-free.

In simple terms, it’s a joint effort by the government, businesses, and families to tie children to the US stock market from birth.

The real bombshell is the move by the head of Dell Technologies. Michael Dell and his wife are directly putting up $6.25 billion, deposited in a special Treasury account. The target is 25 million children not covered by the government plan—those under 10 years old living in areas with a median household income below $150,000. Each eligible child can get a $250 seed fund, first-come, first-served, until the funds run out.

On the surface, this combo looks like a children’s savings benefit, but in reality, it injects long-term capital into the markets. Tens of millions of accounts will be continuously buying index funds, which will steadily boost market capitalization and create an intergenerational capital reservoir. The money is locked away for over a decade until the child grows up—making it a source of ultra-long-term stable funding for the markets.

It’s a ruthless and clever move.