Recently, I tested two AI models and asked them the same question: If, two years from now, the US really moves its financial system on-chain and fully implements tokenized settlements, what market cap could USDC reach?



The answers were surprisingly consistent—they both said the trillion-dollar range.

It makes sense when you think about it. If the traditional financial clearing system is truly replaced by on-chain infrastructure, the demand for stablecoins will skyrocket. As a leading compliant stablecoin, USDC would see incremental growth far beyond just tens of billions.
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SadMoneyMeowvip
· 22h ago
Trillions of dollars sound great, but does the US really dare to entrust the financial lifeline to the blockchain? I don't believe it.
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CompoundPersonalityvip
· 12-10 17:18
Trillions of dollars? Both AIs are saying that, and I'm a bit nervous. How strong must this consensus be? USDC is indeed a top player, but the US really moving onto the blockchain? I find that doubtful. Two years, is that really enough? It seems unrealistic.
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FortuneTeller42vip
· 12-09 20:59
A trillion dollars? Both AIs saying this makes me a bit too excited, haha. --- To be honest, I can't quite grasp this logic. Would the US government really move on the traditional financial system... --- I believe in USDC hitting a trillion, but only if the blockchain can really replace the existing settlement system. That's easier said than done. --- Both AIs giving the same answer actually makes me suspicious. Are these two just copying each other? --- Wait, does this really assume the US will move everything on-chain within two years? I think the policy resistance will be way bigger than you can imagine. --- The stablecoin explosion point is correct, but USDC dominating alone? What about the others—won't USDT have something to say about it? --- It looks great on paper, but reality might be a trap. Regulatory hurdles alone could kill off more than half the plans.
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StealthDeployervip
· 12-09 20:58
A trillion? Dude, what hallucinogens are these two AIs on? Bringing US finance on-chain? Wishful thinking. Two years? Uh... try waiting another ten. There’s definitely room for imagination with USDC, but a trillion is just absurd—reality will give you a rude awakening. You’ll believe anything an AI says, huh? I think these two need an algorithm upgrade. I believe in stablecoin demand, but a trillion? Yeah, right. Traditional financial systems on-chain? Let’s wait for the Fed to agree first. Two AIs giving the same answer is actually more suspicious... Is this “hallucination synchronization” or what? Haha. USDC might be on the rise, but there’s a world of difference between imagination and reality. So the key is still when real regulation will be set—right now it’s all just talk. I’m sick of these overly optimistic predictions. Show me the code, bro.
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MetaMaskVictimvip
· 12-09 20:55
A trillion dollars? When both AIs say the same thing, it actually makes me a bit nervous... This kind of consensus is often the easiest to be proven wrong.
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DegenDreamervip
· 12-09 20:44
A trillion dollars? Within two years? Dude, are you sure you’re asking AI the right way 😂 I'll bet some USDC, American politicians will drag this out for ten years. On-chain settlement has been talked about for so long, let’s see it actually happen before hyping it up.
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LiquidityWizardvip
· 12-09 20:31
A trillion dollars? Two years? Dude, that assumption is a bit too optimistic. The AI consistency thing actually makes me a bit nervous, feels like collective hallucination... USDC definitely has potential, but putting the entire US financial system on-chain is incredibly difficult. When both AIs say the same thing, it actually makes me not believe it—even if it were that simple, it would’ve been done already. Stablecoins will definitely take off, but a trillion? That figure... the math seems kind of wild. By the way, if the clearing system really does move on-chain, USDC wouldn’t be the only option.
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