The Moonwell project is quite interesting—it’s actually not trying to do anything complicated: it wants to make on-chain lending accessible to everyone.

You don’t need to understand any complex operations. They’ve designed the interface to be very intuitive—depositing, borrowing, and claiming rewards can all be done with just a few clicks. The key point is that your assets always remain in your own hands, which is very important.

Another thing worth mentioning is that this protocol isn’t controlled by any single team. All major decisions must be made through on-chain governance proposals and can only be executed after being approved by community voting. This design ensures that the protocol's direction is tied closely to the interests of its users.

Open, decentralized, and paired with an easy-to-use interface—Moonwell aims to carve out its own path in the lending sector.