After eight years in this space, what I fear most isn’t a market crash, but that when your account numbers look amazing and you try to withdraw, the bank suddenly flags your account as “abnormal.”

I’ve seen plenty of people make hundreds of thousands in profit, only to have their cards frozen when withdrawing. The money’s still there on paper, but you can’t touch it. That feeling is even worse than losing money.

How to avoid this? Here are a few methods I’ve always used.

**Don’t Try to Cash Out All at Once**

Even if you have the funds, withdraw in segments. For 100,000 in profit, I’ll split it into four or more withdrawals, never taking more than 30% of the profit at a time, and using different cards each time. For example, use an ICBC card this time, then a CMB card next time, and then a rural commercial bank card after that.

Keep each transaction under 50,000. Don’t let the system think you suddenly received a “huge sum.”

**Maintain a “Normal” Pattern**

Pick a specific day each week for withdrawals—I go with Wednesdays. Over time, the bank’s system will see you as a regular person with a steady income.

Here’s another tip: cards from local banks are more reliable. City commercial banks and rural commercial banks have less sensitive risk controls and are less hassle than the big four state-owned banks.

**Dedicated Card Only, No Mixing**

I have a card specifically for crypto money. When funds arrive, I let them sit for 3 to 7 days before transferring to my main card.

That way, even if this card gets flagged, your main card for daily spending won’t be affected. It’s like building a firewall.

**Choose Your Counterparties Carefully**

Don’t chase a bargain by trading with strangers. Pick merchants certified by major platforms, and check their transaction volume and reviews. If someone is offering a price more than 3% above market, it’s probably a red flag—stay away.

Limit yourself to three transactions a day—don’t overdo it.

**Go Slow to Go Far**

Many rush to withdraw everything at once, only to get their cards frozen and their money stuck.

The most important thing in this space isn’t how fast you make money, but how long you can stay in the game.

Take it slow and steady, splitting your withdrawals over time. It may seem troublesome, but those who look a little “slow” are often the ones who win in the end.