Did you really understand last night’s market action?

Traditional financial giants like Vanguard and Bank of America have suddenly changed course—after previously steering clear of crypto assets, they’re now openly recommending clients allocate 1%-4% to digital assets. This isn’t investment advice; it’s a weathervane.

The more crucial signal is coming from the Federal Reserve. Trump’s nomination of “dove” Kevin Hassett to potentially take over the Fed, combined with the official end of quantitative tightening, is significant. Liquidity is like a faucet—when it’s turned on, the flow begins, but many people haven’t realized they’re already standing in the path of the water. Bitcoin is back at $92,000, and Ethereum is holding steady above $3,000—this isn’t just a rebound; this is a trend confirmation.

What are retail investors doing?

“Could this be a bull trap?”
“Isn’t it too high to get in now?”
“Maybe I should wait a bit longer…”

And institutions? They’re already putting real money on the table. Every cycle follows the same script: institutions quietly build their positions, retail investors hesitate and watch from the sidelines, and by the time they react, prices are already halfway up the mountain. Eventually, it becomes that classic line—“I didn’t do anything wrong, I was just a step too late.”

You don’t need to go all in, but you should at least take action.

Even if it’s just dollar-cost averaging, even if it’s only 3% of your portfolio—the important thing is that you’re in the water, not standing on the shore watching others swim. When the whales open their mouths, the minnows shouldn’t run away—they should follow the current.

Bull markets never wait for you to be ready. Once you take action, you’ll realize you’re already at the table. The gap in understanding will ultimately become a gap in wealth.