Wu Blockchain has learned that the Bitcoin Policy Institute stated that if the U.S. 529 college savings plan allows BTC allocation, it could significantly improve long-term returns and risk-adjusted performance, helping families hedge against the continuously rising cost of education. The research points out that due to limited investment options and high fees, the 529 plan's annualized performance lags behind IRAs by about 4–5%. Simulations show that even just a 1% allocation to BTC can greatly enhance portfolio efficiency, with the Maryland model increasing from $36,710 to $145,674 (+297%).