Summary: Lan Zhanfei was robbed in South Africa for at least 4-6 million RMB.

Chinese individuals planned for half a year, bribed hotel staff, broke in with a room card in the early morning, and held him at knifepoint for 4-5 hours!
Why were they able to transfer so much? The combination of time difference and transfer limit advantages was too powerful!
✅ Time zone trick: 4-5 AM in South Africa corresponds to 10-11 AM in China 🇨🇳, which is exactly the prime time for large bank transfers (9 AM - 5 PM). Interbank transfers above 50,000 RMB can be processed instantly without reservation delays.
✅ High transfer limit: His mobile banking/U-Shield daily limit was up to 5 million RMB. The robbers forced him to operate right up to the limit.
✅ Exploiting online loans: 200,000 RMB per platform, up to 1 million RMB across multiple platforms. They forced him to pass facial recognition and provide verification codes, maxing out all available credit.
Even scarier, they collected fingerprints and hair to threaten him with framing a case! Luckily, he chose official transportation and didn’t fall for airport traps. He’s safe and has returned to China 🙏.
When traveling abroad, always set strict account limits and disable password-free payments!