PayFi Revolution: A New Era for the Time Value of Money

3/21/2025, 8:58:56 AM
PayFi (Payment Finance) is an innovative model that combines payment features with financial services using blockchain technology and smart contracts. PayFi uses blockchain as a settlement layer at its core, merging Web3 payments with decentralized finance (DeFi) to enable smooth, efficient value transfers. PayFi aims to fulfill the Bitcoin whitepaper's vision: creating a peer-to-peer electronic cash payment network that doesn't need trusted third parties while using DeFi's capabilities to build a new financial ecosystem.
Author: Sonia
Translator: Sonia
Reviewer(s): Edward、Piccolo
Translation Reviewer(s): Ashley、Joyce
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
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Crypto Calendar

Major Etkinlikler
Linea, 10 Eylül'de TGE'ye başlayacak ve Airdrop başvuru penceresi 10 Eylül'den 9 Aralık'a kadar açık olacaktır. LINEA'nın toplam arzının %85'i ekosisteme tahsis edilmiştir; bunun %10'u erken kullanıcılar ve geliştiricilere, %75'i ekosistem fonuna gitmektedir. Takım veya VC tahsisi yoktur ve tüm Airdrop Token'ları tamamen kilidi açılmıştır.
VC
-3.02%
2025-09-10
Hackathon
Theta Network, 7-11 Eylül tarihleri arasında Berlin'de düzenlenecek ThetaEuroCon sırasında BlockJam Hackathon'u düzenleyecek. AI ve blockchain inovasyonuna odaklanan etkinlik, 150.000 $'ın üzerinde ödül ve fonlama sunuyor. AI veya blockchain alanında çalışan geliştiricilerin başvurması teşvik edilmektedir. Seçilen en iyi katılımcılar, TEC tarafından karşılanan ücretsiz konferans geçiş belgeleri ve otel konaklaması alacak. Başvurular theta-euro.com/block-jam adresinden açık.
THETA
-4.14%
2025-09-10
11.31MM Token Kilidi Açma
Aptos, tokenleri UTC ile 10:00'da kilidini açar.
APT
2.48%
2025-09-10
Hackathon
Chiliz, Ethereum Brasil ve São Paulo FC iş birliğiyle Hacking Tricolor hackathon'unu başlattı. Etkinlik 3-11 Eylül tarihleri arasında çevrimiçi ve yüz yüze formatlarda gerçekleştirilecek. Katılımcılar SPFC token'ı ile güçlendirilmiş fan jetonu hizmetleri ve DeFi uygulamaları geliştirecekler. Final aşaması 10-11 Eylül tarihlerinde Morumbi Stadyumu'nda gerçekleştirilecek.
CHZ
-3.02%
2025-09-10
MiAssets Otomatik Göçü Sona Erdi
Mitosis, Teşvikli Göç Dönemi'ni tamamladı. Dış zincirlerde kalan Expedition miAssets, otomatik olarak Mitosis ana ağına göç edecek. Otomatik göç süreci 11 Eylül'de 00:00 UTC'de sona erecek.
MITO
2025-09-10

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