GUSD: A cutting-edge asset management solution for tokenizing U.S. dollar-backed notes on the blockchain

A New Direction for Stablecoin Evolution

Unlike conventional stablecoins that focus solely on price stability, GUSD introduces the concept of negotiable instruments from traditional finance to the blockchain space. Backed by real-world assets (RWA) like U.S. Treasuries, GUSD ensures principal protection while allowing users to claim accumulated returns in full upon redemption, providing crypto participants with a bond-like investment experience.

Two Simple Ways to Participate

Gate offers multiple entry channels to lower the barrier to investment:

• Spot Exchange: Instantly swap USDT for GUSD on the spot market—fast and convenient.

• On-Chain 1:1 Minting: Users holding USDT or USDC can mint GUSD directly, enhancing portfolio flexibility.

After minting, GUSD serves not only as a trading medium or collateral, but can also be used in yield products for diversified returns.

Start minting GUSD now to earn daily yield calculated on an annualized basis: https://www.gate.com/staking/GUSD?gt_disable_intercept_jump=1

Distinct Yield Model

Unlike stablecoins that distribute interest daily, GUSD settles interest at maturity. For example: If a user mints GUSD with 100 USDT and the underlying asset grows by 20%, redemption yields approximately 120 USDC. This design positions GUSD as an on-chain bond while retaining the flexibility of demand accounts, satisfying diverse investor needs.

Staking and Ecosystem Incentives

To maximize participant value, Gate has launched a dedicated GUSD staking pool:

• Users can earn additional yield through staking.

• The platform distributes token rewards, and select campaigns may offer annualized returns up to 365% (as announced by Gate).

• Future plans include integrating lending, Launchpool, CandyDrop, and other features—building a value-driven, community-focused ecosystem for GUSD.

Key Advantages Over Other Stablecoins

GUSD’s core strengths can be summarized as follows:

1. Time-Based Yield: Earn returns over the holding period, rather than just maintaining nominal price stability.
2. Dual Token Support: Minting available via both USDT and USDC for added flexibility.
3. Comprehensive Scenario Integration: Seamlessly connect trading, wealth management, collateral, and staking functionalities.
4. Transparency and Compliance: Progressive disclosure of reserve attestations and custody details ensures 100% asset backing.

These attributes position GUSD as more than a payment instrument—it's a yield-focused digital asset.

Enhanced Yield Distribution Mechanism

Gate has further optimized GUSD yield distribution:

• Expanded Coverage: Whether held in spot, wealth management, or Launchpool accounts, all GUSD accrues yield from minting.

• Interest Across Channels: Any GUSD obtained via trading, deposit, lending, or other means automatically participates in daily yield allocation.

Even when users invest GUSD in other yield products, they receive dual returns, leading to smoother capital utilization.

Liquidity and Effortless Exit

GUSD can be redeemed for USDC at any time, and flexibly converted into USDT or other assets. The design ensures high liquidity with swift fund access and no cumbersome restrictions.

Risk Disclosure

This material is not an offer, solicitation, or investment advice. Always assess risks and consult a professional before investing. Gate may restrict or prohibit service access from specific jurisdictions. For complete details, refer to the User Agreement.

User Agreement: https://www.gate.com/legal/user-agreement

Conclusion

GUSD is more than just a stablecoin—it represents an on-chain dollar note, marrying RWA yield mechanics with blockchain agility. From minting and holding to staking and ecosystem integration, GUSD is evolving into a yield-generating portfolio asset. As transparency and compliance measures advance, GUSD is poised to become a flagship example of Web3 RWA adoption.