#美SEC促进加密资产创新监管框架 The recent remarks from the SEC's new chairman, Paul Atkins, are quite interesting. He said that in the coming years, US finance may accelerate towards "tokenization" and "on-chain" processes, with traditional assets gradually moving to blockchain trading, resulting in higher efficiency and greater transparency.
But it's important to clarify—he's not saying the entire financial system should switch to Bitcoin's model. Although some headlines exaggerate, what Atkins really means is: the trend is changing, digital assets will gradually integrate into mainstream finance, not fully replace the existing system. The direction is right, but it's not that radical.
To support this shift, the US is indeed rolling out some new policies. For example, there's a regulatory framework for stablecoins and innovation exemption clauses, with the aim of making it easier for crypto companies to enter compliant markets. In recent years, institutional funds have also been clearly increasing their holdings of digital assets, treating them as a routine part of investment portfolios.
That said, market volatility remains an old problem. The price movements of coins like $LUNC show that sharp rises and falls are still the norm. While regulations are improving, many details haven't been fully implemented yet, so it's premature to say that "crypto has fully gone mainstream."
Overall assessment? The general direction is accelerating in this area—institutions, policies, and technology are all pushing forward—but it'll probably take a few more years to truly get there. Right now, it feels more like a transition from "edge experimentation" to the "formal integration phase."