Many people ask me how I view long-term allocation of crypto assets. My answer is straightforward: instead of frequent trading, let time do the work.

Last year, I tried a simple experiment—investing a fixed $500 in BNB every month, regardless of the price. It sounds silly, right? But looking back at four years of data, this approach yielded an annualized return of nearly 18%, with a maximum drawdown of only around 35%. Compared to most short-term traders, this stability is clearly superior.

The key is this logic: the market always swings up and down, but as long as you look over a longer period, the long-term trend usually points upward. The beauty of dollar-cost averaging is that it smooths out these fluctuations over time, preventing your emotions from being tied to daily ups and downs.

There's also a more interesting aspect—I set up three levels of additional purchases. When the price drops to a certain extent from its high point, I increase my buying volume. In other words, a sharp decline becomes an opportunity for me to buy actively. Most people do the opposite—they get scared and hesitate to buy during dips, then chase high during rallies, ultimately making decisions at the wrong times. Those who buy during the market's quietest moments often perform the best during subsequent rebounds.

Perhaps this is why patient investors tend to win in the end—not because they have particularly unique insights, but because they understand a simple truth: time and compound interest are the best trading strategies.