2025-12-27 00:32:47

🇺🇸 The "iPhone moment" for US crypto payments is here? Seeing lawmakers discuss proposals for tax exemption on small transactions under $200.

I think if this passes, it will be the final piece for large-scale adoption of Web3 payments.

1️⃣ $200 "Tax exemption" threshold

The draft proposes establishing a micro-exemption for each transaction of $200 (De Minimis Threshold).

👉 Plain language: In the future, when you buy coffee with stablecoins, top up memberships, or pay for a ride, you won't need to calculate capital gains tax or report it to the IRS at this stage. Cryptocurrency can finally be used like cash.

2️⃣ Clear beneficiaries: compliant stablecoins

Specifically referring to "Regulated payment stablecoins."
This will be a huge boon for $USDC (Circle) and $PYUSD (PayPal), while also drawing a red line around fully decentralized/algorithmic stablecoins. The compliant premium will be further reflected.

PYUSD0,08%

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