🍀 Spring Appointment, Lucky Draw Gifts! Growth Value Issue 1️⃣7️⃣ Spring Lucky Draw Carnival Begins!
Seize Spring Luck! 👉 https://www.gate.com/activities/pointprize?now_period=17
🌟 How to Participate?
1️⃣ Enter [Plaza] personal homepage, click the points icon next to your avatar to enter [Community Center]
2️⃣ Complete plaza or hot chat tasks like posting, commenting, liking, and speaking to earn growth value
🎁 Every 300 points can draw once, 10g gold bars, Gate Red Bull gift boxes, VIP experience cards and more great prizes await you!
Details 👉 https://www.gate.com/announcements/article/
📍美国违约风险创历史新高
信用卡逾期率已升至约12-13%——接近2008年金融危机后的高点。学生贷款重新出现,从2021–2023年几乎为0%(的学生债务减免政策)反弹至仅用一年多时间就升至约10%。
按揭贷款仍保持在约1%,但也已达到2022年疫情后最高水平。金融系统最大的债务尚未崩溃,主要因为大部分借款人仍以较低的2-3%的利率锁定贷款。
-> 多亏了按揭贷款为信贷系统提供了支撑,尽管过去三年有许多警示信号,但系统尚未陷入多米诺骨牌效应。