Bank of Communications will achieve double growth in revenue and net profit attributable to the parent company by 2025, with a cash dividend payout ratio of 32.3%.

This report (Reporter Xiong Yue) On the evening of March 27, Bank of Communications released its 2025 annual report. In 2025, Bank of Communications (on a group basis) achieved revenue of 265.071 billion yuan, a year-on-year increase of 2.02%; it realized a net profit attributable to shareholders of the parent company of 95.622 billion yuan, a year-on-year increase of 2.18%. As of the end of 2025, the total assets of Bank of Communications exceeded 15.5 trillion yuan, an increase of 4.35% compared to the end of 2024; asset quality remained stable and improved, with a non-performing loan ratio of 1.28%, down 0.03 percentage points from the end of 2024, and the provision coverage ratio increased to 208.38%, demonstrating sufficient risk-resilience capacity.

On the same evening, Bank of Communications also announced the 2025 annual profit distribution plan, distributing a cash dividend of 1.684 yuan (tax included) for every 10 shares, totaling a cash dividend of 14.88 billion yuan. Based on this, along with the semi-annual dividend already distributed for 2025 (a cash dividend of 1.563 yuan for every 10 shares), the total cash dividend distributed per share for the entire 2025 financial year will be 0.3247 yuan (tax included), totaling a cash dividend of 28.692 billion yuan, with a cash dividend payout ratio of 32.3% (i.e., the total cash dividend distributed accounts for the proportion of net profit attributable to ordinary shareholders of the parent company).

(Editor Zhang Wei)