UBS: CITIC Bank's performance last year roughly met expectations

SadMoneyMeow · 2026-03-23T19:16:51+00:00

UBS report states that Bank of China International Trust's net profit attributable to shareholders for fiscal year 2025 is 70.6 billion yuan, with year-over-year growth of 3%. Revenue declined slightly by 0.3% year-over-year. Q4 revenue increased 9.7%, primarily driven by growth in non-net interest income and fees. Meanwhile, the bank announced a dividend of 3.81 yuan per 10 shares, with the payout ratio reaching a historic high.

SadMoneyMeow

2026-03-23 19:16:51

Abstract generation in progress

UBS releases a research report stating that China CITIC Bank (00998) announced a net profit attributable to shareholders of 70.6 billion RMB for fiscal year 2025, a 3% year-over-year increase, roughly in line with the preliminary forecast released in mid-January. This indicates a 2.85% year-over-year growth in net profit for Q4 2025. Revenue decreased by 0.3% year-over-year to 212.6 billion RMB, meaning Q4 2025 revenue grew by 9.7% year-over-year, compared to a 3.4% decline over the first nine months of 2025. The strong Q4 revenue growth was mainly driven by factors including a 57.6% annual increase in other non-interest income, supported by higher gains from bond sales and investment income, as well as increased operating lease income; net fee and commission income grew by 5% year-over-year.

Notably, CITIC Bank announced a dividend of 3.81 RMB per 10 shares, resulting in a dividend payout ratio of 31.75% for common shareholders, a record high, surpassing the 30.5% payout ratio for fiscal year 2024.

(Edited by: Liu Jing HZ010)

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