Performance | Qifu Technology's Profit Declined Over 4% Last Year, Dividend of 39 US Cents

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Qifu Technology (03660) announced its annual results for the year ending December 2025, with shareholders’ net profit of 5.99 billion yuan (RMB), a decrease of 4.38% year-on-year. Basic earnings per share are 22.48 yuan, and a dividend of $0.39 per share will be paid in the second half.

During the period, total revenue was 19.205 billion yuan, an increase of 11.88% year-on-year.

The group stated that due to ongoing uncertainties in the macro environment and regulatory pressures, the company plans to prioritize risk control as its top priority and adopt a cautious approach in its business planning for the coming quarters. Therefore, in the first quarter of 2026, the company expects to generate a net profit of 830 million to 880 million yuan and non-GAAP net profit of 900 million to 950 million yuan, representing a decline of 51% to 53% year-on-year. This outlook reflects the company’s current preliminary view and may change significantly.

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