Nanjing Bank with 3 Trillion, Welcomes New 53-Year-Old Director

Listing | Zhongfang.com

Review | Li Xiaoyan

On March 10, 2026, Bank of Nanjing issued an announcement that the company received approval from the Jiangsu Regulatory Bureau of the China Banking and Insurance Regulatory Commission, confirming Guo Jun’s qualification to serve as a director. Guo Jun’s term as director takes effect from the date of approval and lasts until the expiration of the tenth board of directors.

Born in 1972, Guo Jun has a background spanning both regulatory and management fields. Public information shows that early in his career, he worked at the People’s Bank of China Nanjing Branch, where he served as Deputy Director of the Party Committee Organization Department and Deputy Director of the Personnel Department. He was later transferred to the Nanjing Municipal Financial Office, where he held positions including Director of the Comprehensive Regulations Department, gaining familiarity with financial regulation and regional financial policies. After joining Bank of Nanjing, he focused on internal governance, serving as General Manager of the Human Resources Department and Staff Supervisor. Currently, he is a member of the Party Committee and Director of the Party and Mass Work Department, with deep insights into organizational structure and employee needs, laying a solid foundation for his duties as a director and for improving corporate governance.

Currently, Bank of Nanjing is in a critical period of implementing the “1+10+N” reform. Guo Jun’s combined experience in regulation and internal governance enables him to promote board decisions aligned with compliance and to precisely meet talent development and reform needs, providing strong human resources and party-mass support for strategic implementation.

As one of the first listed city commercial banks in China, Bank of Nanjing has cultivated for over thirty years, forming unique advantages in industry competition, but also facing common industry challenges.

2025 is a milestone year for Bank of Nanjing. According to the bank’s 2025 performance brief, by the end of 2025, its total assets exceeded 3 trillion yuan for the first time, reaching 30,224.24 billion yuan, a 16.63% increase from the end of the previous year. This scale leap was not merely expansion but accompanied by profound structural optimization. Data shows that in 2025, the bank achieved operating income of 55.54 billion yuan, a year-on-year increase of 10.48%; net profit attributable to shareholders was 21.807 billion yuan, up 8.08%, maintaining steady growth in revenue within the industry.

In terms of asset quality, Bank of Nanjing continued to optimize risk management. By the end of 2025, its non-performing loan ratio was 0.83%, remaining below 1% for many years; provision coverage ratio was 313.31%; the core Tier 1 capital adequacy ratio was 9.31%, building a solid safety net for sustainable development.

Compared to peers, Bank of Nanjing’s core competitiveness is reflected in multiple dimensions. In scale and efficiency, the bank’s 2025 revenue growth was 10.48%, net profit growth 8.08%, ranking among the top city commercial banks. In the first three quarters of 2025, its revenue surpassed Shanghai Bank, ranking fourth among city commercial banks. In corporate banking, the number of value-added corporate clients increased by 19.04% from the previous year; growth rates in technology finance, green finance, and inclusive micro-loans reached 19.49%, 30.08%, and 17.46%, respectively, all above the average loan growth. The bank underwrote debt financing instruments worth 271.35 billion yuan in the year, maintaining the top market share in Jiangsu Province for eight consecutive years. Retail customer financial assets exceeded 1 trillion yuan, a 21.23% increase; private banking AUM growth reached 22.94%.

However, Bank of Nanjing also faces many challenges: first, profitability structure shows concerns, as fair value change gains, considered as “book wealth,” are volatile and provide insufficient sustainable support for profits; second, retail banking faces difficulties, with a 2025 weighted average return on net assets of 12.04%, slightly down from 12.97% the previous year; the core Tier 1 capital adequacy ratio is 9.31%, a slight decrease of 0.05 percentage points from the beginning of the year. These figures reflect the need for the bank to balance scale expansion with capital conservation more delicately.

Standing at the new starting point of “3 trillion yuan,” the appointment of new directors is not only a procedural step for standardized corporate governance but also a signal to the market: through orderly leadership changes and continuous improvement of professional structures, Bank of Nanjing is demonstrating a more regulated governance and more prudent operation, taking on the responsibility of being a leading local financial institution.