Public housing is difficult to access | Housing Bureau: Over 2 million can buy HOS flats

SighingCashier · 2026-03-16T12:53:07+00:00

The Housing Bureau recommended that the income limit for public housing applications be increased by 2.8%, while asset limits be raised by 1.4%. During a Legislative Council meeting, some lawmakers expressed concern that some residents might resign from work or request wage cuts from their employers to avoid losing their public housing eligibility.Deputy Secretary for Housing Chapter Jing-xing stated that the Housing Authority or Housing Bureau's entire housing ladder includes not only public housing but also many subsidized sale units. Taking the soon-to-be-launched Housing 2025 this year as an example, properties can be purchased at HK$6,000 per square foot. By calculation, over HK$2 million can already get you a Housing unit, which is self-owned property. With the Housing Authority providing 90% mortgage support, actually getting on the property ladder is not that difficult.

SighingCashier

2026-03-16 12:53:07

Housing Authority recommends increasing public housing income limits by 2.8% and asset limits by 1.4%. During the Legislative Council meeting, some members expressed concern that some citizens may resign or request their employers to reduce their salaries to avoid losing public housing eligibility.

Deputy Secretary for Housing, Cheung King-sing, stated that the entire housing ladder managed by the Housing Authority or Housing Bureau includes not only public housing but also many subsidized sale units. For example, the Home Ownership Scheme (HOS) units to be sold in 2025 are priced at around HKD 6,000 per square foot. Calculations show that with about HKD 2 million, one can purchase an HOS unit, which is a self-occupied property, or the Housing Authority offers up to 90% mortgage. Therefore, getting on the property ladder is not too difficult.

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