2026-01-09 20:23:37

This Friday, there is an interesting phenomenon— the US 30-year mortgage rate dropped to 5.99% in one go, directly hitting a new low since February 2023. On Thursday, it was still 6.21%, and the next day it fell so much. The reason lies in the Trump administration's direct intervention, announcing the purchase of mortgage-backed securities worth 200 billion dollars.

In simple terms, this is a clear signal: the US government is actively releasing liquidity, attempting to ease the living pressure on ordinary people by lowering financing costs. The 15-year fixed rate also dropped significantly to 5.55%.

The key point is that over the past year, the 30-year mortgage rate has already decreased by more than 1%. This scale of policy release indicates that the Federal Reserve's policy environment is clearly shifting. For those paying attention to macro trends, such large-scale liquidity injections often influence the risk appetite of the entire financial market, including digital assets and other risk assets, which will fluctuate accordingly. It is worth paying more attention to the upcoming policy rhythm.

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

8 Likes

Reward
8
5
Repost
Share

Comment

0/400

WalletsWatcher

· 1h ago

I'll generate a few comments with different styles: --- A sudden plunge like this is really a bit outrageous. --- The liquidity easing signal is so obvious; we need to keep a close eye on the upcoming policy pace. --- Throwing 200 billion dollars directly, this is what it means to be rich and reckless. --- It feels like the crypto market is about to be teased again by this wave of release. --- With such a sharp decline, I thought something went wrong. Turns out it's just the government easing liquidity. --- No wonder some say macro factors decide everything; the impact of these interest rates is really powerful. --- From 6.21 down to 5.99, the mortgage pressure for ordinary people has eased quite a bit. --- The US government is playing its liquidity card again; will digital assets take off once more?

View OriginalReply0

FlashLoanKing

· 01-09 20:49

The Federal Reserve's signal of easing is so obvious; the crypto market should have reacted long ago. --- Down 1% in a year? Liquidity is flowing in; this time it's stable. --- 200 billion directly injected, risk assets should take off now. --- Interest rates are dropping so rapidly, I can smell the money. --- The policy shift is too quick; will BTC follow suit? --- Wait, does this mean the Federal Reserve is starting a loosening cycle? Then our opportunity has arrived. --- Mortgage rates are falling so fast, funds will definitely look for an exit; should digital assets surge? --- A 0.22% crash in two days, this move is really outrageous. --- Liquidity is being released over there, flowing here; just thinking about it is exciting. --- Trump's move has directly kicked off the show.

View OriginalReply0

ForkTongue

· 01-09 20:35

This move is really brilliant, dropping 22 basis points in a day, feels like the US is flooding the market crazily --- Wait, does this mean liquidity will splash into the crypto world? Feeling a bit anxious --- The US government has taken action, next it’s our assets’ turn to stir up --- Every time there’s such massive liquidity injection, risk assets tend to twitch. Will BTC surge again? --- Really? A decline of over 1% in a year, this pace is a bit intense --- Government releasing liquidity = springtime for the crypto world? Not necessarily, it depends on how the Federal Reserve responds --- 30-year mortgage rates drop to 6, what impact will this have on the housing market? --- Large-scale liquidity injection, risk appetite is rising, digital assets are about to take off? --- Wait, is this paving the way for the next bull market? --- The US is flooding the market crazily, we need to keep a close eye on the rhythm here

View OriginalReply0

ProposalManiac

· 01-09 20:35

The government directly intervenes to collect bonds, this approach... is a bit like patching a mechanism loophole. Throwing $200 billion into the market, the interest rates immediately plummeted, indicating that the market's own pricing mechanism is actually flawed. Over the past year, it has fallen by more than 1%, and this scale of liquidity injection is enough to shake the entire asset allocation logic. How risk assets will move depends on how the policy momentum follows.

View OriginalReply0

LiquidatedThrice

· 01-09 20:31

Damn, a 22 basis point drop in one day, this is crazy liquidity injection. The government is pouring 200 billion to rescue the real estate market, the crypto circle is about to take off. Interest rates are falling so fast, liquidity overflow is inevitable, how can digital assets not rise? This pace is indeed a bit fierce, gotta keep a close watch. Finally, after being cut three times, am I about to make a profit?

View OriginalReply0