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XRP has surged to become the 4th largest cryptocurrency by market capitalization, overtaking BNB in this ranking shift. This marks a significant start to the year for the Ripple-backed asset, reflecting substantial momentum in the market. The change in rankings among top-tier cryptocurrencies signals shifting investor sentiment and capital flows within the digital asset space, underscoring the volatile and dynamic nature of crypto markets where positions can change rapidly based on price movements and trading volume.