I heard you all are very smart,

All talking about "hedging risks with loans"?
That's just hilarious.
What kind of logic is that?

Feeling that the macro environment is bad, expecting fiat currency to depreciate,
So everyone becomes a macroeconomist,
Taking out online loans, swiping credit cards, mortgaging houses,
All in the name of: "Buying core assets to hedge inflation risk."

And the result?
The wolf of that "economic collapse" you predicted hasn't arrived yet,
But the debt-collecting dogs from the banks are already at your doorstep.
This is truly the biggest dark humor of the century:
You originally aimed to avoid future risks,
But ended up creating a risk for yourself.

Look at that debt repayment bill that feels like a death sentence every month,
And then look at the barely alive balance in your account,
Still needing to prevent a margin call at any moment.
Are you panicking?
Are you anxious?

Even if a few years from now, as you predicted, Bitcoin rises to 1 million,
Does that have anything to do with you?
You’ve already fallen before the dawn of this month.
Don’t talk about "crossing cycles" anymore.
Your cash flow can’t even get through next month’s mortgage cycle.

The so-called risk hedging
Ultimately turns into hedging yourself,
First sacrificing your life, and then losing it.