Arbitrum on-chain yield products are here: USDC 12% APR, USDT 11% APR, a new experience of instant deposit and withdrawal

2025-12-29 12:00:10

【Crypto World】A leading exchange recently launched an upgraded on-chain yield product, in collaboration with MORPHO and the Arbitrum ecosystem. What’s different about this update? Simply put, it breaks the traditional lock-up model.

The biggest change is flexibility—users can subscribe and redeem USDT and USDC at any time, without feeling trapped. What’s the logic behind this? The system generates a unique on-chain address for each user, and funds are automatically deployed to the MORPHO protocol after subscription, with interest calculated in real-time according to blockchain rules. The redemption process also runs on-chain, and funds can be received instantly.

In terms of yields—USDC products offer up to 12% APR, and USDT products up to 11% APR. For stablecoin holders, these returns are quite attractive.

User experience has also been improved. All gas fees are covered by the platform, significantly lowering the barrier to participation, especially friendly for small-scale users. The entire process—from subscription, interest accrual, to redemption—is executed fully on-chain, enhancing transparency and efficiency.

The initial subscription channel is now open, with the deadline set for February 27, 2026, at 19:00 (UTC+8). Users interested in trying it out can plan ahead.

MORPHO-0.59%

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