AgentFi: A New Paradigm for Stablecoin Yield

AgentFi, as a new paradigm of "AI + DeFi" integration, is providing DeFi users with smart agent solutions that require no constant monitoring and automatically optimize. In the context of increasingly diverse stablecoin yield strategies but limited user attention, this technological innovation brings new possibilities for users to engage in the DeFi world.

The Difference Between DeFAI and AgentFi

DeFAI mainly uses AI as a decision-making assistant for strategy optimization, data analysis, etc. In contrast, AgentFi relies on AI agents as the primary executors, capable of autonomous reasoning, decision-making, and executing trading operations. AgentFi adopts a "from intent to result" model, where users only need to express their goals, and the system can complete strategy formulation and execution.

Currently, there are not many AgentFi projects that truly focus on the crypto-native DeFi world in the market. After screening, we can categorize the main projects into the following types:

• Stablecoin Yield Optimization
• Strategy Combination/Liquidity Mining Type
• On-chain transaction execution type

Giza Project Introduction

Giza is a blockchain infrastructure project focused on building "verifiable AI agents." It introduces the concept of "heterocognitive finance," which aims to address the cognitive bottlenecks of human participants by introducing AI agents as a new type of interface, reconstructing market intelligence and structure.

The architecture of Giza includes a semantic abstraction layer, a decentralized execution layer, and a proxy authorization layer. Its proxy execution process involves four key steps: request handling, protocol interaction, execution verification, and result feedback.

ARMA: Giza's stablecoin yield optimization smart agent

ARMA is a stablecoin yield optimization smart agent launched by Giza and has been deployed on the Base network. It has the following features:

• Smart Strategy Scheduling
• APR Optimization System
• Automatic compound interest mechanism
• Smart Coin Exchange Logic

ARMA ensures the security of user funds through a three-layer protection system comprising smart account security, access control mechanisms, and risk management systems. Its fee structure is transparent, charging a 10% success fee only on actual profits generated.

Giza Token Economic Model

Giza recently announced the details of its token economic model:

• Initial FDV is 70 million USD
• No unlock for the team and investors at TGE.
• $GIZA is used for staking validation, permission control, governance, and incentives.
• There is a token buyback and redistribution mechanism
• Adopts a dual staking mechanism and time-weighted design

Giza has also launched the Giza Points System incentive system to encourage users, developers, and community members to participate in ecological construction.

Investment Analysis and Risks

Giza's ARMA is one of the few AgentFi projects with a real product and an on-chain execution closed loop. It follows a "product before token" development path, contrasting with many conceptual projects. However, the AgentFi model is still in its early stages, characterized by high volatility and experimental nature.

Investment logic:

• Paradigm Innovation Narrative
• Product practicality is leading
• Early high-yield opportunities

Potential Risks:

• User trust building is still in its early stages.
• The complex system adds security risks
• The token value release path is unclear.

Overall, AgentFi represents the next stage paradigm of the "AI + DeFi" integration, providing automated intelligent agent solutions for DeFi users. Although still in the early stages, it may hold the opportunity for users and builders willing to embrace emerging technologies in the era of agent finance.