Gate GUSD: A brand new financial certificate backed by US Treasury bonds

GUSD bridge TradFi and encryption world

On August 29, 2025, the globally leading digital asset trading platform Gate officially launched a new financial certificate, GUSD. This is a digital financial tool backed by real-world assets (RWA) such as U.S. Treasury bonds, providing users with low-risk, stable returns, and bringing the solid returns of traditional finance into the blockchain world, becoming an important bridge connecting TradFi and DeFi.

Multi-scenario applications, flexible income generation

With the launch of GUSD, Gate has fully opened trading, deposit, withdrawal, and wealth management functions:

• Users can directly exchange GUSD for USDT in the spot market;
• You can also mint GUSD at a 1:1 ratio by converting USDT or USDC through "on-chain earning";
• GUSD can be used as margin for unified accounts and supports trading of mainstream currency pairs.
• The余币宝 GUSD flexible wealth management has been launched, allowing users to earn returns on idle funds.

Gate has also launched the first phase of the GUSD staking pool, where users can stake GUSD to share CELB token rewards, with an estimated annual yield of up to 365%. In addition, the lending and CandyDrop features will also be gradually launched, and will collaborate with more high-quality projects once conditions are ripe, further enhancing liquidity incentives.

Time-Linked Appreciating Assets

Unlike general stablecoins that can only serve as trading mediums, GUSD itself has appreciation attributes.

• The income comes from interest distribution of underlying RWA assets (such as US Treasury bonds);
• Users do not need to withdraw interest daily, but instead receive the principal and accumulated earnings in a lump sum upon redemption;
• For example, if you invest 100 USDT to mint GUSD, and the accumulated yield reaches 20%, you can redeem it for 120 USDC.

This model enables GUSD to not only have stability but also a growth potential linked to the holding period, equivalent to indirectly holding a continuously appreciating US Treasury bond portfolio.

Secure and transparent, building a market foundation of billions.

Gate plans to increase the scale of GUSD funds to over 100 million USD in the short term and gradually disclose:

• Reserve Proof
• Custodian institution cooperation details

To ensure that all GUSD issuances are fully backed by 100% real assets and available for public verification, GUSD can be redeemed for USDC and flexibly converted to USDT or other currencies, reinforcing its credibility and transparency in being pegged to dollar assets. With over 4 billion USD in asset management scale and long-term compliance operational experience, Gate provides strong assurance for the safety and transparency of GUSD.

More flexible globalization options

Compared to RWA products from other exchanges, GUSD is designed to be more flexible:

• Supports dual-token minting of USDT and USDC, facilitating users with different needs;
• More in line with global market operating habits;
• Provide users with a variety of收益与配置选择.

Risk Warning

This content does not constitute any invitation, solicitation, or investment advice. Please be sure to carefully assess risks and consult professional advice before investing. Gate may restrict or prohibit the use of services from certain regions; please refer to the user agreement for details.

User Agreement: https://www.gate.com/legal/user-agreement

Summary

Gate's GUSD provides a new answer to how to obtain stable returns in the encryption world. With the continuous improvement of scenarios such as trading pairs, lending, leftover coin treasure, and staking, GUSD is expected to become the preferred tool for more users to allocate assets and achieve long-term value growth.