Gate GUSD: A Low-Risk Investment Tool in the Crypto Market

9-9-2025, 1:35:11 AM
Beginner
Quick Reads
Gate has introduced the RWA financial token GUSD, backed by U.S. Treasury assets. Users can mint GUSD at a 1:1 ratio with USDT or USDC and receive an annualized staking yield of 4.4%. The product offers security as well as liquidity.

The Scarce Value of Stable Yields


Image source: https://www.gate.com/staking/GUSD

In the highly volatile crypto market, investors frequently encounter the dilemma of high returns come with high risk. Gate’s introduction of GUSD provides a new solution to this challenge. By anchoring to real-world assets such as U.S. Treasury bonds, GUSD brings stability and security to on-chain wealth management products. Users can mint GUSD at a 1:1 ratio with their USDT or USDC and earn a stable annualized yield of 4.4%.

This yield structure, unlike speculative products that depend on market conditions, closely resembles fixed-income products in traditional finance and enables investors to plan their cash flow with greater certainty.

Convenient Minting and Staking Experience

Minting GUSD on the Gate platform is straightforward: simply navigate to the “On-Chain Earn” page, convert USDT or USDC to GUSD at a 1:1 ratio, and interest accrual begins immediately. The platform automatically distributes daily earnings to users’ spot accounts, and these earnings can compound over time. This automatic payout feature makes participation significantly more accessible.

Additionally, holding GUSD not only provides standard yield, but also enables users to participate in Launchpool staking, flexible savings programs, and even utilize GUSD as Unified Account Margin, maximizing capital efficiency in multiple use cases.

Flexible Redemption to Ensure Liquidity

Capital safety and liquidity are both critical for financial products. GUSD offers a dual redemption mechanism:

  • Standard Redemption: Low fees, typically settled within T+3 days.
  • Fast Redemption: Settlement in as little as 10 minutes, ideal for urgent liquidity needs.

In both cases, users enjoy a 1:1 conversion back to USDT or USDC, effectively providing a near-instant dollar-equivalent redemption experience.

The Ecosystem Value of GUSD

Unlike conventional stablecoins, GUSD offers holders yield simply by holding. While USDT and USDC do not accrue interest, GUSD maintains their value peg while providing yield derived from U.S. Treasuries and Gate’s ecosystem distribution.

GUSD’s ecosystem continues to expand with new use cases:

  • Serves as a settlement and trading asset in spot markets;
  • Enhances capital efficiency in lending and margin trading;
  • Offers extra token rewards through Launchpool campaigns.

GUSD serves as both a financial management tool and a multi-functional digital asset within the crypto finance sector.

Why Investors Choose GUSD

For newcomers, GUSD is an ideal entry point to crypto investing: low risk, predictable returns. For experienced investors, it serves as a stable position for optimizing asset allocation and reducing overall portfolio volatility. With more than 12 years of operational experience and over $4 billion in assets under management, Gate delivers robust security and transparency for GUSD holders.

Conclusion

The launch of GUSD represents a significant breakthrough in the pursuit of stable yields within the crypto market. By tokenizing real-world assets, it provides investors with a low-risk option yielding 4.4% annually, combined with flexible redemption and multiple use cases. GUSD is a reliable new tool in the crypto space that deserves close attention.

Author: Max
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
* This article may not be reproduced, transmitted or copied without referencing Gate. Contravention is an infringement of Copyright Act and may be subject to legal action.

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