ANT.FUN founder Shaun: Stablecoins are expected to drive the emergence of a "super financial app."

ChainCatcher reports that Shaun, Founder and CEO of ANT.FUN, stated at the Finternet 2025 Asian Digital Finance Summit supported by the OSL Group that stablecoins are expected to drive the emergence of new financial applications. He described these applications as “three-dimensional species,” noting their ability to generate higher lifetime value (LTV) from individual users.

Shaun explained that traditional super apps are “two-dimensional,” primarily capturing user engagement time and device installations, with their financial monetization capabilities heavily restricted by licensing and regional limitations. In contrast, Web3’s “financial super apps” will be “three-dimensional”: supported by stablecoins, users can seamlessly access all financial services—such as consumption, trading, wealth management, and contracts—within a single app, creating lifetime value that traditional apps cannot match. Shaun said this transformative era is on the cusp of the era of Artificial General Intelligence (AGI). He predicts that Artificial Super Intelligence (ASI) could be realized within three to five years and emphasized that the combination of AGI and digital currencies makes the development of such super apps capable of reshaping the economy possible.